15 Ways To Save Money On A Tight Budget
Hey there, savvy savers! Let’s talk about one of life’s biggest challenges: managing money when there’s not much to manage. Whether you’re a student scraping by on ramen noodles or a young professional just …
Jyoti Loknath Maipalli
Sunk Cost Fallacy in Personal Finance
In managing personal finances, our decisions are influenced by various factors—from financial goals to current circumstances. However, the Sunk Cost Fallacy is a common trap that often goes unnoticed. This bias leads us to …
Personal Loans: Top 10 Mistakes to Avoid
Personal loans can be a helpful tool when you need extra money for various expenses, like medical bills, home repairs, or even a dream vacation. However, taking out a personal loan can lead to …
Applying Falkland’s Law in Personal Finance: Simplifying Decision-Making
Navigating personal finance involves making choices about savings, investments, and budgeting. Falkland’s Law—“when you don’t have to make a decision, then don’t make the decision”—offers a straightforward approach. It suggests that simplicity and caution …
Applying Walson’s Law in Personal Finance: Mastering Financial Stability
In managing money, achieving financial stability demands more than saving and spending wisely—it requires a strategic approach and a clear vision. Walson’s Law highlights the significance of disciplined financial habits and forward-thinking in securing …
Applying Gilbert’s Law in Personal Finance: Clear Direction for Financial Success
Having a clear direction is critical to success when managing our money. Gilbert’s Law, which says that “the biggest problem at work is that no one tells you what to do,” applies just as …
Understanding the Concept of Insurable Interest in Life Insurance
Understanding the concept of insurable interest is essential in navigating the intricacies of life insurance. It forms the bedrock upon which life insurance contracts are built, ensuring validity and ethical underpinnings. In this blog, …
What are Thematic Funds?
There’s a fascinating type called thematic funds in mutual funds. These funds don’t spread your money across different industries like usual. Instead, they focus sharply on specific themes or trends driving certain parts of …
Applying Kidlin’s Law in Personal Finance: Clarity Leads to Financial Success
Being clear about your money matters in personal finance can make a big difference. This idea comes from Kidlin’s Law, which says that understanding something well helps you do better with it. When it …
Understanding the Hospital Cash Benefit Rider in Term Insurance
Exploring the nuances of term insurance can reveal invaluable add-ons that enhance coverage comprehensively. One such rider, the Hospital Cash Benefit Rider, is crucial in providing financial support during hospitalisation. This blog delves into …