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Jyoti Loknath Maipalli

7 Steps to Rebuild Credit After Settling Debts

7 March 20244 March 2024 by Jyoti Loknath Maipalli

Dealing with debt settlements has a significant impact on your credit score. As you navigate through the process of settling debts, it’s essential to understand the repercussions on your credit standing. This blog explores …

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Overdraft vs Personal Loan: Making the Right Choice

4 March 2024 by Jyoti Loknath Maipalli

In today’s fast-paced financial world, having access to suitable financial tools is crucial for managing unexpected expenses and emergencies. Among these tools, overdrafts and personal loans play significant roles in providing individuals with the …

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Lucrative Passive Income Ideas for Young Adults

3 March 2024 by Jyoti Loknath Maipalli

In today’s dynamic economic landscape, passive income has garnered considerable attention, especially among young adults striving for financial independence. This blog aims to delve into passive income ideas for young adults, offering insights into …

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Selling Print-on-Demand Products: Ultimate Passive Income Ideas in India – 10

3 March 2024 by Jyoti Loknath Maipalli

In today’s digital era, selling print-on-demand products has emerged as a widely embraced method for generating passive income. The print-on-demand model allows individuals in India to design and sell customised products without needing inventory …

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Section 80U – Tax Benefits for Individuals with Disabilities

2 March 2024 by Jyoti Loknath Maipalli

In India’s income tax laws, specific sections extend tax advantages to individuals or their family members grappling with disabilities. Among these provisions, Section 80U offers tax benefits to individuals coping with disabilities. While Section …

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Section 80DDB of Income Tax Act: Covered Diseases, Form, Certificate & Deductions

2 March 2024 by Jyoti Loknath Maipalli

Taxpayers often seek clarity on obtaining certificates for claiming deductions under section 80DDB of the Income Tax Act. This section allows for deductions on expenses incurred for the medical treatment of specified diseases for …

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The Surge in Health Insurance Premiums: Causes and Solutions

1 March 2024 by Jyoti Loknath Maipalli

The surge in health insurance premiums presents a significant concern for many, particularly senior citizens, who may struggle to afford health insurance coverage. This surge in premiums can be alarming, especially considering health insurance’s …

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Is Term Insurance the Right Choice for You?

1 March 2024 by Jyoti Loknath Maipalli

Term insurance is often touted as the most efficient and economical means to safeguard your family’s financial future during your untimely demise. Its promise of providing a lump sum payout aims to cater to …

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Navigating Market Dips: The Power of Investing for the Long Term Growth

29 February 2024 by Jyoti Loknath Maipalli

Investing for the long term in the stock market has the potential for significant gains over time, but it is essential to understand that it is a long-term game. However, what happens when the …

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Mutual Funds vs Shares: Know the Major 15 Differences

2 April 202428 February 2024 by Jyoti Loknath Maipalli

Mutual Funds vs Shares: Investors have various avenues to explore when building wealth, with direct investment in shares and Mutual Funds being two prominent options. Each avenue offers advantages and considerations, catering to different …

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