Cost of Delay in Investments
Imagine your air conditioner conks out in winter, and you think, “I won’t need it now.” Fast forward to summer, and the scorching heat forces you to fix it. But, oops! It’s peak demand, …
Jyoti Loknath Maipalli
Diversify Risk for Potential Rewards
Diversify Risk for Potential Rewards: In the complex network of investment decisions, “risk” often triggers a series of investor concerns. Questions like “Is my money safe?” or “How much return will I get?” echo …
Exploring Slow FIRE: Journey to Financial Freedom
Retirement planning is a journey that varies significantly from person to person. While some aim for early retirement with aggressive saving and investing strategies, others opt for a more gradual approach. One such method …
10 Guidelines for Successful Retirement Planning: How to Stay on Track
Successful retirement planning is more than just putting money aside; it is about securing your future and ensuring financial stability during your golden years. However, given its complexities, it can be overwhelming to navigate …
Flexi-Personal Loan: Your Guide to Quick and Flexible Funds
In today’s busy world, sometimes we need money fast and in a way that works best for us. That’s where flexi-personal loans come in. They’re like a helpful friend, ready to lend you money …
Embrace IKIGAI in Personal Finance for Wealth and Fulfilment
As we work towards being financially stable and building wealth, we often focus on the numbers and must remember the more prominent reasons behind our efforts. Enter Ikigai, the Japanese concept that encourages us …
Harshad Mehta Bull Run of 1990-1992
The Harshad Mehta Bull Run of 1990-1992 is one of the most iconic and controversial episodes in India’s financial markets. This period, characterised by a surge in stock prices fueled by speculative trading and …
COVID-19 Pandemic Bear Market of 2020
The COVID-19 pandemic brought about a global health crisis and a significant economic downturn, characterised by what became known as the COVID-19 Pandemic Bear Market of 2020. This unprecedented event shook financial markets worldwide, …
Section 80GG Deduction for House Rent Paid
To claim a deduction under Section 80GG, an individual must reside in a rented property and not own any property in the same city. If the employer provides a Home Rent Allowance (HRA) as …
Section 80E: Deduction on Education Loan Interest
As the economy expands, expenditures on education are on the rise. The education sector constantly evolves, increasing the financial strain on middle-class households. An education loan assists in funding your higher studies and offers …