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Insurance

Protect yourself and your loved ones with our comprehensive insurance resources. We provide information on various insurance types.

Understanding the Concept of Insurable Interest in Life Insurance

19 July 2024 by Jyoti Loknath Maipalli

Understanding the concept of insurable interest is essential in navigating the intricacies of life insurance. It forms the bedrock upon which life insurance contracts are built, ensuring validity and ethical underpinnings. In this blog, …

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Understanding the Hospital Cash Benefit Rider in Term Insurance

12 July 2024 by Jyoti Loknath Maipalli

Exploring the nuances of term insurance can reveal invaluable add-ons that enhance coverage comprehensively. One such rider, the Hospital Cash Benefit Rider, is crucial in providing financial support during hospitalisation. This blog delves into …

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Selecting the Ideal Group Term Insurance for Your Employees: A Guide for Employers

5 July 2024 by Jyoti Loknath Maipalli

Fostering a collaborative work environment in today’s corporate landscape goes beyond flexible work hours and occasional perks like free trips. One of the most critical welfare measures forward-thinking employers implement is healthcare coverage, often …

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What are Sub-limits in Health Insurance Policy?

28 June 2024 by Jyoti Loknath Maipalli

Health insurance offers numerous benefits and is increasingly viewed as a necessity in today’s world. By making regular premium payments, individuals can secure medical coverage for themselves and their families up to a specified …

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What is the Grace Period in Health Insurance?

25 April 2024 by Jyoti Loknath Maipalli

Only after the recent COVID-19 pandemic did many individuals fully appreciate the significance of health insurance. A health insurance policy covers significant hospital expenses and related costs, allowing individuals to focus on treatment and …

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Personal Health Insurance For Government Employees

25 April 2024 by Jyoti Loknath Maipalli

Healthcare expenses can often be unpredictable and burdensome, prompting many individuals to consider purchasing personal health insurance to supplement their government employee health benefits. In this blog, we’ll delve into the question: Should a …

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Maximum Number of Claims Permitted Annually?

19 April 2024 by Jyoti Loknath Maipalli

Health insurance can sometimes feel confusing, especially when figuring out how many times you can use it in a year. People often wonder, “What is the Maximum Number of Claims Permitted in a Year?” …

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Is it advisable to purchase riders offered with term insurance policies?

19 April 2024 by Jyoti Loknath Maipalli

Understanding insurance can sometimes feel like finding your way through a maze of choices and things to consider. Among the options, one particularly significant decision arises when purchasing term insurance: opting for riders offered …

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Critical Illness Riders: Are They Useful?

17 April 2024 by Jyoti Loknath Maipalli

In the unpredictable global landscape, safeguarding our health and financial well-being cannot be overstated. With the rising prevalence of critical illnesses such as cancer, heart disease, and stroke, it’s essential to have comprehensive insurance …

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Waiting Period in Maternity Health Insurance

22 March 2024 by Jyoti Loknath Maipalli

The waiting period in maternity health insurance is a critical aspect to consider. While being a mom-to-be is undoubtedly an awe-inspiring experience, it also entails significant financial responsibilities. Many expectant mothers find maternity healthcare …

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