Your go-to for personal finance: budgeting, saving, debt management, retirement planning. Practical advice for financial well-being.
Managing your money becomes more accessible with the right advice. Financial advisors are professionals who can help you navigate the complexities of budgeting, investing, and planning for your future. However, with many options available, …
In this blog, we go through real cases of DTI to help you figure out how to handle and improve your Debt-to-Income (DTI) Ratio. See how people and families managed high DTIs, what they …
Welcome to Series 5, where we unravel how lenders use the Debt-to-Income Ratio (DTI). Your DTI isn’t just a number; it’s a crucial factor lenders consider when you apply for loans, impacting everything from …
The Sukanya Samriddhi Account (SSA) is a promising avenue in financial planning for your child’s future. The Indian government created this unique savings scheme to protect your daughter’s financial future. This all-inclusive guide will …
When you hear the term “LeanFIRE,” it might sound like a paradox at first. After all, retiring early conjures images of wealth and luxury. However, LeanFIRE is a different approach to financial independence and …
FIRE represents Financial Independence and Retire Early. It’s an innovative and exciting way to take control of your finances so that you can stop working sooner and enjoy life on your terms. You might …
Our previous series explored why the Debt-to-Income (DTI) Ratio is essential in personal finance. Now, it’s time to roll up our sleeves and get into the practical aspects of managing and improving your Debt-to-Income …
Mutual funds are now a favoured choice for individuals to gradually invest their money and grow their wealth. The Direct Mutual Fund Scheme stands out for its potential benefits among the various mutual fund …
In our previous series, we covered interpreting the DTI ratio and how to improve it. This blog will cover the importance of the Debt-to-Income (DTI) Ratio in personal finance. It’s crucial to grasp why …
In India, the government made provisions to help people and families facing the challenges of disabilities. Section 80DD of the Income Tax Act is one such provision that offers financial relief to taxpayers who …