Your go-to for personal finance: budgeting, saving, debt management, retirement planning. Practical advice for financial well-being.
The Post Office offers a range of government-backed savings and investment options known as Post Office Saving Schemes. These schemes provide individuals with a secure and reliable way to save money and earn returns. …
In our earlier series, we examined the essential concept of the Debt-to-Income Ratio (DTI), how to figure out DTI, what constitutes it, the different DTI categories, and the preferred DTI ratio to aim for. …
Given the unpredictability of life, having good health is invaluable, and securing it through health insurance is a sensible financial decision. The government prioritises your health protection and offers financial incentives through Section 80D …
In personal finance, understanding your financial health is very important. The Debt-to-Income (DTI) Ratio helps with this. The DTI ratio is a percentage that helps determine if your debt and income are balanced and …
Knowing the different sections of the Income Tax Act to handle your money well and pay less in taxes is essential. One such section that plays a pivotal role in your tax planning strategy …
Facing financial difficulty is something that happens to many of us at some point in our lives. It can be incredibly stressful, whether it’s due to unexpected medical bills, losing a job, or having …
In our country, people who are getting older worry about having enough money. So, the Indian government made a plan called Atal Pension Yojana (APY). It’s mainly for people who work in an unorganised …
Getting ready for retirement is essential for future safety. The government in India is keen on people saving for their future and offers tax breaks through different parts of the Income Tax Act to …
Did you ever need to choose between two attractive choices, and it was hard? You could have been stuck between the idea of a vacation and using your money differently. In these times, you …
As we go through life’s stages, retirement’s golden years arrive with the promise of relaxation and leisure. The Senior Citizens Savings Scheme Account (SCSS) is a dependable source of financial security for seniors in …