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Personal Finance

Your go-to for personal finance: budgeting, saving, debt management, retirement planning. Practical advice for financial well-being.

Master Sovereign Gold Bonds: 4 Must-Know Facts for Smart Investors

15 February 202423 June 2023 by Jyoti Loknath Maipalli

Given the current uncertain economic climate, many individuals find solace in gold as a reliable investment choice. Sovereign Gold Bonds (SGBs) are an avenue for investing in gold. If you’re taking your first steps …

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6 Power Packed Benefits of Filing Income Tax Returns on Time

22 June 2023 by Jyoti Loknath Maipalli

Filing income tax returns on time offers several benefits to individuals. Compliance with tax regulations not only grants financial advantages but also instils peace of mind. This blog explores the various benefits of timely …

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SIP and Lumpsum Investment: Making Informed Choices for Wealth Creation

19 February 202419 June 2023 by Jyoti Loknath Maipalli

Two popular ways to invest in mutual funds are SIP and Lumpsum Investment. The right approach can make a substantial difference in wealth creation through investing. We will explore the advantages, considerations, and factors …

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Loan Against Mutual Funds – Seamlessly Unlock Funds

27 February 202418 June 2023 by Jyoti Loknath Maipalli

In today’s fast-paced world, loan against mutual funds have become crucial for meeting our various needs and aspirations. Loans, including innovative loans against mutual funds, have become integral to our lives, allowing us to …

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Unlocking the Basics of Income Tax for New Earners: 7 Fundamental Concepts for Building a Strong Financial Foundation

1 September 202315 June 2023 by Jyoti Loknath Maipalli

As a new earner in India, understanding the basics of income tax is crucial to ensure compliance with the law and avoid any penalties. With this blog, we intend to give a complete overview …

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Expert Perspectives on the Suicide Clause in Insurance Policies

3 April 202413 June 2023 by Jyoti Loknath Maipalli

Life can be a rollercoaster, and when we encounter tough times, it becomes paramount to shield our loved ones. Life insurance offers financial security for our families. However, it is crucial to comprehend specific …

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Seize the Advantage: Discover the Best Times to Prepay Your Home Loan and Boost Your Finances

11 January 202412 June 2023 by Jyoti Loknath Maipalli

This blog will explore an intelligent approach to help you determine the perfect moment to prepay your home loan. Taking out a home loan is a significant financial commitment. While it unlocks the door …

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Term Insurance Plan: Affordable Financial Security

15 February 202411 June 2023 by Jyoti Loknath Maipalli

With the unpredictable world, ensuring your family’s financial stability takes precedence. Term insurance, a form of life insurance, offers a straightforward and budget-conscious way to safeguard your family’s future. This blog aims to demystify …

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Income Tax Slabs for Salaried Individuals for AY 2023-24: Optimise Your Tax Savings

15 February 202410 June 2023 by Jyoti Loknath Maipalli

It’s tax season again, and understanding income tax can confuse many people. However, it is essential to stay informed about the latest updates in the income tax slabs to ensure compliance and make informed …

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Frugal Living: 10 Tips for Saving Money without Sacrificing Quality of Life

3 April 20249 June 2023 by Jyoti Loknath Maipalli

Imagine a life where you achieve financial stability, reduce debt, and open doors to a brighter financial future. It’s not a distant dream but an attainable reality through the power of frugal living. The …

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