Flexi-Personal Loan: Your Guide to Quick and Flexible Funds
In today’s busy world, sometimes we need money fast and in a way that works best for us. That’s where flexi-personal loans come in. They’re like a helpful friend, ready to lend you money …
Personal Finance
Your go-to for personal finance: budgeting, saving, debt management, retirement planning. Practical advice for financial well-being.
Embrace IKIGAI in Personal Finance for Wealth and Fulfilment
As we work towards being financially stable and building wealth, we often focus on the numbers and must remember the more prominent reasons behind our efforts. Enter Ikigai, the Japanese concept that encourages us …
Section 80GG Deduction for House Rent Paid
To claim a deduction under Section 80GG, an individual must reside in a rented property and not own any property in the same city. If the employer provides a Home Rent Allowance (HRA) as …
Section 80E: Deduction on Education Loan Interest
As the economy expands, expenditures on education are on the rise. The education sector constantly evolves, increasing the financial strain on middle-class households. An education loan assists in funding your higher studies and offers …
10 Misconceptions About Term Insurance Policy!
In financial planning, few things confuse people as much as term insurance. When discussing securing our family’s financial future, addressing the common misconceptions about term insurance is crucial. These misconceptions can make it hard …
Calculating Your Term Insurance Cover: A Detailed Guide
Understanding how much term insurance cover you need can feel overwhelming, but it’s essential for protecting your family’s financial future. In this guide, we’ll break down the process into easy-to-follow steps. You can figure …
What are ELSS Funds? – Tax Saving Mutual Funds
As the financial year ends, many investors seek avenues to save taxes while aiming for attractive returns. Equity Linked Savings Schemes (ELSS) emerge as a popular choice, offering the dual benefit of tax savings …
What are Hybrid Funds or Balanced Funds?
Entering the stock market can feel intimidating, particularly for novices or individuals looking for a balanced risk-reward profile. Hybrid funds, also called balanced funds, strike a balance between debt and equity investments, presenting investors …
What are Debt Funds?
In the vast landscape of investment options, debt funds are a secure and reliable choice for investors seeking stability and consistent returns. With their unique characteristics and benefits, debt funds offer a valuable avenue …
Latest Post Office Interest Rates January – March 2023
The Post Office offers a range of government-backed savings and investment options known as Post Office Saving Schemes. These schemes provide individuals a secure and reliable way to save money and earn returns. This …