10 Tips to Use Credit Cards Wisely to Avoid Debt
Have you ever wondered how some people use credit cards wisely to avoid credit card debt? How do they use credit cards without getting buried in debt? Once people start using a credit card, …
How to Avoid Overspending and Accumulating New Debt?
Overspending can be a slippery slope that leads to financial instability. It’s more than just a momentary lapse in judgement; it can accumulate into a new debt burden. In this guide, we’ll explore the …
When to Start Investing in Mutual Funds: A Timeless Question
When to Start Investing in Mutual Funds: A timeless Chinese proverb resonates deeply in personal finance: “The best time to plant a tree was 20 years ago. The second best time is now.” This …
Atmanirbhar Retiree – How You Can Be Financially Self-reliant?
The Atmanirbhar Retiree stands out with supreme confidence and enviable social media posts, symbolising rare financial self-reliance. This status, however, is challenging to attain. It demands dedication and a robust retirement plan, paving the …
What are Aggressive Hybrid Funds?
Aggressive Hybrid Funds represent a unique investment option that blends the features of both equity and debt instruments, offering investors a balanced approach to wealth accumulation. In this comprehensive guide, we’ll explore what Aggressive …
15 Expert Tips for Stress-Free Retirement Life
For specific individuals, retirement signifies halting many expenses to save more, potentially sacrificing a comfortable standard of living. Their monthly pension, adjusted for inflation, may need to meet their needs. Conversely, some retirees implement …
Post-Global Financial Crisis Bull Market (2009-2010)
The post-global financial crisis bull market refers to the period of significant stock market recovery and expansion following the 2007-2009 global financial crisis. After experiencing severe declines during the crisis, global financial markets rebounded, …
Section 80RRB: Deductions on Income from Patent Royalty
To foster innovation and creativity, governments globally incentivise individuals and entities for their contributions to intellectual property. In India, one such incentive is provided under Section 80RRB of the Income Tax Act, which allows …
Waiting Period in Maternity Health Insurance
The waiting period in maternity health insurance is a critical aspect to consider. While being a mom-to-be is undoubtedly an awe-inspiring experience, it also entails significant financial responsibilities. Many expectant mothers find maternity healthcare …
What are Short Duration Funds?
Understanding the diverse landscape of investment options becomes paramount as investors explore avenues to optimise their portfolios and achieve financial goals. Among the many choices available, Short Duration Funds stand out as an attractive …