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health insurance

What are Sub-limits in Health Insurance Policy?

28 June 2024 by Jyoti Loknath Maipalli

Health insurance offers numerous benefits and is increasingly viewed as a necessity in today’s world. By making regular premium payments, individuals can secure medical coverage for themselves and their families up to a specified …

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What is the Grace Period in Health Insurance?

25 April 2024 by Jyoti Loknath Maipalli

Only after the recent COVID-19 pandemic did many individuals fully appreciate the significance of health insurance. A health insurance policy covers significant hospital expenses and related costs, allowing individuals to focus on treatment and …

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Personal Health Insurance For Government Employees

25 April 2024 by Jyoti Loknath Maipalli

Healthcare expenses can often be unpredictable and burdensome, prompting many individuals to consider purchasing personal health insurance to supplement their government employee health benefits. In this blog, we’ll delve into the question: Should a …

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Maximum Number of Claims Permitted Annually?

19 April 2024 by Jyoti Loknath Maipalli

Health insurance can sometimes feel confusing, especially when figuring out how many times you can use it in a year. People often wonder, “What is the Maximum Number of Claims Permitted in a Year?” …

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Critical Illness Riders: Are They Useful?

17 April 2024 by Jyoti Loknath Maipalli

In the unpredictable global landscape, safeguarding our health and financial well-being cannot be overstated. With the rising prevalence of critical illnesses such as cancer, heart disease, and stroke, it’s essential to have comprehensive insurance …

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Waiting Period in Maternity Health Insurance

22 March 2024 by Jyoti Loknath Maipalli

The waiting period in maternity health insurance is a critical aspect to consider. While being a mom-to-be is undoubtedly an awe-inspiring experience, it also entails significant financial responsibilities. Many expectant mothers find maternity healthcare …

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What Can You Lose With Insurance Portability?

15 March 2024 by Jyoti Loknath Maipalli

We aim for the best in our homes, relationships, and food in our busy lives. But we sometimes need to remember about improving our health insurance, which is vital for our well-being. When considering …

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OPD Coverage in Health Insurance: Comprehensive Guide

15 March 2024 by Jyoti Loknath Maipalli

In India, inpatient and outpatient care costs are rising, putting financial strain on individuals and families. Did you know that the average price per episode of outpatient care is Rs 400 for public providers …

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The Surge in Health Insurance Premiums: Causes and Solutions

1 March 2024 by Jyoti Loknath Maipalli

The surge in health insurance premiums presents a significant concern for many, particularly senior citizens, who may struggle to afford health insurance coverage. This surge in premiums can be alarming, especially considering health insurance’s …

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Buying Health Insurance Policy? 5 Ultimate Tips for Choosing the Right Coverage

3 April 202415 May 2023 by Jyoti Loknath Maipalli

The health insurance policy covers medical expenses arising from medical procedures, hospitalisation costs and expenses resulting from sickness, injuries or accidents. In the absence of health coverage, unexpected medical emergencies can cause severe financial …

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