Financial Goals For Individuals in Early Adulthood (20s and early 30s)

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1. Building an emergency fund

Setting aside three to six months’ worth of living expenses helps mitigate unforeseen financial setbacks.

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2. Repaying high-interest debt

Clearing education loans, credit card debt, personal loans or any other high-interest liabilities is crucial to avoid excessive interest payments. 

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3. Starting a retirement savings plan

Taking advantage of compound interest by starting early retirement contributions can yield substantial long-term benefits. 

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4. Establishing a budget

Developing good money management skills, tracking expenses and living within one’s means are essential habits to cultivate.

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