How to Choose Home Insurance Policy?

Here are some tips for choosing the right home insurance policy.

1. Coverage/Sum Insured

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2. Deductible

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3. Exclusion

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4. Premium

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5. Reputation of the insurer

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Here are some tips for choosing the right home insurance policy.

1. Coverage/Sum Insured

The coverage amount should be sufficient to cover the cost of rebuilding a home and replacing its belongings in case of a complete loss.

2. Deductible

Check for deductibles carefully. Deductibles are the out-of-pocket amount/expenses before the insurance kicks in.

3. Exclusion

These are the situations and events that are not covered under the policy. Be aware of the exclusions in the policy.

4. Premium

Compare premiums and benefits from different insurance providers to choose the best policy.

5. Reputation of the insurer

Research the company’s history and read customer reviews to ensure that you are choosing a reliable insurer.

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