Here are the few tips to monitor and improve your credit score gradually

1. Check Credit Report Regularly

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2. Pay Bills on Time

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3. Maintain a Low Credit Utilization

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4. Limit Credit Applications

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5. Diversify Credit Mix

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6. Resolve Defaulted Debts

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Here are the few tips to monitor and improve your credit score gradually

1. Check Credit Report Regularly

Review your credit report regularly to identify any discrepancies or errors that may be negatively affecting your score.

2. Pay Bills on Time

Make timely payments for credit cards, loans and other debts to establish a positive payment history.

3. Maintain a Low Credit Utilization

Utilize only a small portion of your available credit to demonstrate responsible credit management.

4. Limit Credit Applications

Avoid making multiple credit inquiries within a short period, as it may indicate financial instability to lenders.

5. Diversify Credit Mix

Maintain a healthy mix of secured and unsecured credit to showcase your ability to handle different types of debts.

6. Resolve Defaulted Debts

If you have any defaulted debts, work towards paying them in full as soon as possible to improve your creditworthiness.

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