Types of Health Insurance Policy In India

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1. Individual Health Insurance Plans

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These policies covers hospitalisation expenses, pre and post-hospitalization expenses, day-care treatments and ambulance charges. 

2. Family Floater Health Insurance Plan

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Family floater health insurance plans cover the medical expenses of the entire family under a single policy. 

3. Senior Citizen Health Insurance Plan

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Senior citizen health insurance plans are designed for individuals above the age of 60 years.  

4. Critical Illness Insurance Plan

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These policies offer a lump sum payment on the diagnosis of a critical illness. 

5. Group Health Insurance Plan

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Group health insurance plans cover a group of people who work under the same organisation.