What Does Personal Accident Insurance Cover?

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1. Accidental Death

The policy provides a lump sum amount to the nominee in case of the policyholder’s accidental death. 

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2. Permanent Total Disability

The policy covers the policyholder’s financial loss in case of permanent total disability resulting from an accident. 

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3. Permanent Partial Disability

The policy provides a lump sum amount to the policyholder in case of permanent partial disability resulting from an accident. 

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4. Temporary Total Disability

The policy covers loss of income due to temporary total disability resulting from an accident.

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5. Medical Expense

The policy covers medical expenses incurred due to accidental injuries.

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